NSW schemes & loans

NSW Home Energy Saver / interest-free loans

NSW has offered interest-free loan programs (including the Home Energy Saver scheme) that allow eligible households to finance solar, battery and energy-efficiency upgrades with 0% interest and no fees. Current offers can provide up to $15,000 in interest-free finance depending on the program rules and available funding.

We are set up to help customers access these schemes. The process typically involves an eligibility check, application support, and installation by our in-house team so the finance and the works stay coordinated.

Energy Savings Certificates (ESCs)

ESCs are created under the NSW Energy Savings Scheme. They support a range of energy-efficiency upgrades and can reduce the cost of eligible work. When an upgrade generates ESCs, their value is typically applied as a discount on the project price.

We include expected ESC benefits in relevant quotes so the net price is transparent.

What can be covered?

• Solar PV systems
• Battery storage
• Efficient heating and cooling
• Heat pump hot water
• Other approved energy-efficiency measures under the relevant scheme

Eligibility & process

Eligibility depends on the specific program (owner-occupier status, property location, income or other criteria where applicable, and technical requirements). We check the current rules for your address and project type before quoting.

Our role is to:

• Confirm which schemes apply to your property
• Support the application and required documentation
• Deliver the installation with our own team
• Ensure certificates (where relevant) are created correctly

Combining with federal STCs

NSW loans and ESCs can usually be used together with federal STCs. The result is a lower net cost and, where a loan is used, manageable repayments with no interest. We show the full picture in your quote.